What is an SWP Calculator?
An SWP Calculator helps you estimate periodic withdrawals from your investment while allowing the remaining amount to grow based on expected returns. It is commonly used by retirees and long-term investors who want regular income without fully redeeming their investment.
How Does the SWP Calculator Work?
This SWP Calculator works by applying your expected annual return to the invested amount and deducting the withdrawal at each selected interval. You can choose monthly, quarterly, or yearly withdrawals and view a detailed schedule showing balance after every period.
Who Should Use an SWP Calculator?
- Retirees seeking regular income from investments
- Investors planning systematic withdrawals from mutual funds
- Individuals comparing different withdrawal strategies
Benefits of Using an SWP Calculator
- Helps plan predictable cash flow
- Shows remaining investment value over time
- Supports better retirement and tax planning